Privacy, terms & responsible use.

Privacy Policy

Effective date: October 19, 2026

1. Information we collect

When you use our contact form, we collect the information you provide, such as your name, email address, telephone number and message. When you contact us directly, we may keep the contents of that communication.

Our website, hosting, security and form providers may automatically process limited technical information, including an IP address, browser and device type, pages requested, referring page, timestamps and security logs. This information is used to operate, secure and troubleshoot the website.

2. How we use information

• To respond to inquiries and communicate with you.
• To evaluate or provide consulting services you request.
• To operate, maintain, improve and protect the website.
• To prevent spam, fraud, abuse and security incidents.
• To comply with applicable law and enforce our terms.

3. Sharing information

We do not sell or rent personal information. We may share information with service providers that help us operate the website, process forms, deliver email, provide security or support our business operations. Those providers are expected to use the information only for the services they provide to us.

We may also disclose information when required by law, legal process or a governmental request, or when reasonably necessary to protect rights, safety, property or the integrity of our services.

4. Cookies and similar technologies

As currently configured, this website does not use its own advertising or cross-site marketing cookies. Essential technical data, security logs or cookies may be used by our hosting, content-delivery, security or form-processing providers to deliver the site and prevent abuse. Your browser may allow you to block or delete cookies, although some website security or form functions may not work properly if essential technologies are blocked.

If we later add analytics, advertising or other non-essential tracking tools, we will update this policy to describe them.

5. Data retention

We retain contact and business records only for as long as reasonably necessary to respond, provide services, maintain business records, resolve disputes and meet legal obligations. Information that is no longer needed is deleted, anonymized or securely archived when reasonably practicable.

6. Security

We use reasonable administrative and technical safeguards designed to protect information, including encrypted website connections when the site is accessed over HTTPS. No website, email system or electronic transmission is completely secure, and we cannot guarantee absolute security. Please do not send sensitive information through the contact form.

7. Your choices and requests

You may contact us to request access to, correction of, or deletion of personal information we maintain about you, subject to legal and legitimate business exceptions. We may need to verify your identity before completing a request.

8. Children's privacy

This website and our services are intended for adults and businesses. They are not directed to children under 13, and we do not knowingly collect personal information from children under 13 through this website.

9. Third-party websites

This website may link to third-party websites or services. We are not responsible for the privacy practices or content of those third parties. Review their policies before providing information to them.

10. Changes and contact

We may update this Privacy Policy from time to time. The effective date at the top of this section will reflect the latest version. Questions or privacy requests may be sent to [email protected].

Terms & Conditions of Use

Effective date: October 19, 2026

1. Acceptance of these terms

By accessing or using this website, you agree to these Terms & Conditions and our Privacy Policy. If you do not agree, do not use this website.

2. Purpose of the website

This website provides general information about OptiWealth Consulting LLC and its business consulting services. Website content is for general informational purposes only and may change without notice.

3. No professional relationship created by the website

Viewing this website, sending a message or receiving a reply does not by itself create a consulting engagement or any other professional relationship. Consulting services are provided only under a separate agreement or written confirmation that defines the scope, responsibilities and fees.

4. Acceptable use

You agree not to use this website to:

• Violate any applicable law or another person's rights.
• Submit false, misleading, unlawful or infringing content.
• Send passwords, payment credentials, government identification numbers or other sensitive information through the contact form.
• Attempt to gain unauthorized access to the website, its providers or related systems.
• Introduce malware, interfere with website operation, or conduct abusive automated activity.
• Copy or exploit website content beyond what these terms permit.

5. Intellectual property

The website design, text, graphics, logos and other content are owned by or licensed to OptiWealth Consulting LLC and are protected by applicable intellectual-property laws. You may view and print pages for personal or internal business reference. You may not reproduce, distribute, modify or commercially exploit the content without prior written permission.

6. Messages you send us

You are responsible for the accuracy and legality of information and materials you submit. Do not submit confidential, privileged or sensitive information through the website form. By sending a message, you authorize us to use it to review and respond to your inquiry.

7. Third-party services and links

The website may rely on or link to third-party hosting, security, communication and form-processing services. We do not control those services and are not responsible for their availability, content or practices.

8. Disclaimer of warranties

To the fullest extent permitted by law, this website and its content are provided "as is" and "as available," without warranties of any kind, express or implied, including warranties of accuracy, completeness, merchantability, fitness for a particular purpose or non-infringement. We do not warrant that the website will be uninterrupted, error-free or completely secure.

9. Limitation of liability

To the fullest extent permitted by law, OptiWealth Consulting LLC will not be liable for indirect, incidental, special, consequential or punitive damages arising from or related to the use of, or inability to use, this website or its content. Nothing in these terms limits liability where doing so would be unlawful.

10. Indemnification

You agree to indemnify and hold harmless OptiWealth Consulting LLC from claims, losses and reasonable expenses arising from your misuse of the website, violation of these terms, or infringement of another person's rights.

11. Governing law

These terms are governed by the laws of the State of South Carolina, without regard to conflict-of-law principles, except where applicable law requires otherwise.

12. Changes

We may update these terms from time to time. Continued use of the website after an updated version is posted constitutes acceptance of the revised terms.

Professional Disclaimer

OptiWealth Consulting LLC provides general business consulting related to organization, operations, cash-flow organization and e-commerce processes. The company is not a law firm, accounting or tax firm, bank, broker-dealer or registered investment adviser.

Information on this website is not legal, tax, accounting, securities or personalized investment advice and should not be relied upon as a substitute for advice from a qualified professional who understands your specific circumstances. We do not guarantee revenue, profits, financing, marketplace approval or any particular business result.

Questions about these policies may be sent to [email protected].